TERMS OF SERVICE
Last Updated: January 26, 2026
1. Agreement Overview
This Terms of Service Agreement (“Agreement” or “Terms”) is a legally binding contract between you (“User,” “you,” or “your”) and Online Business Office Solutions, LLC, a Pennsylvania limited liability company, doing business as Course Creation Studio (“Company,” “we,” “us,” or “our”).
Our principal place of business is 319 Red Cedar Lane, Marietta, PA 17547, Lancaster County, Pennsylvania.
This Agreement governs your access to and use of our educational products, digital content, coaching services, websites, software platforms, and related services (collectively, the “Services”).
By accessing, purchasing, or using the Services, including by checking a box or otherwise affirmatively indicating acceptance at checkout or account creation, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Services.
2. Eligibility
You must be at least 18 years old and have the legal capacity to enter into a binding contract to use the Services.
3. Description of Services
The Services may include, but are not limited to:
• Self-paced digital courses
• Live group coaching calls
• One-on-one coaching sessions
• Cohort-based programs with defined start and end dates
• Membership or subscription-based access
• Free or paid workshops, challenges, or trainings
All Services are provided for educational and informational purposes only.
4. Access and Availability
Course access described as “lifetime access” means access for as long as the program exists and is supported by the Company.
We reserve the right to modify, discontinue, archive, or remove any course or program at our discretion, including due to low usage, platform limitations, or business decisions.
Access to the Services depends on the availability and uptime of third-party platforms. Temporary interruptions do not constitute a breach of this Agreement.
5. User Accounts
You may be required to create an account to access certain Services.
You agree to provide accurate and current information and to maintain the security of your login credentials.
You are responsible for all activity occurring under your account.
6. Acceptable Use
You agree not to:
• Use the Services for unlawful purposes
• Share login credentials for paid Services
• Copy, reproduce, or resell paid content verbatim
• Disrupt coaching sessions or community spaces
• Harass, abuse, or intimidate others
• Circumvent access controls or platform safeguards
We reserve the right to suspend or terminate access for violations of these Terms.
7. Intellectual Property and License
All content provided through the Services, including videos, text, frameworks, worksheets, and materials, is owned by the Company or its licensors and protected by intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the content for your personal or internal business use only.
Videos are available only via streaming and may not be downloaded.
Worksheets and PDFs may be downloaded for personal use.
Free materials may be shared freely.
Paid materials may inform your teaching or work, provided:
• You do not copy content verbatim or resell it
• You do not create derivative products that substantially replicate our offerings
• You do not engage in substantial similarity, near-verbatim copying, or close adaptation intended to replace or compete with the Services
• Proper attribution to Course Creation Studio is provided when materially relevant
8. Coaching and Educational Disclaimer
The Services do not guarantee any specific results, income, business growth, or outcomes.
All content and coaching are educational in nature and do not constitute legal, financial, clinical, or professional advice.
Any testimonials or examples shared represent individual experiences and do not guarantee that current or future users will achieve similar results.
You are solely responsible for your decisions, actions, and results.
9. Refund Policy
Digital products are eligible for a full refund within 30 days of purchase, no questions asked, unless otherwise stated in writing at the time of purchase.
Refunds are processed within 5 to 10 business days to the original payment method.
10. Coaching Sessions and Scheduling
Coaching sessions require at least 24 hours’ notice to cancel or reschedule.
You may reschedule up to three times per sprint.
All coaching sessions must be used within the active sprint period.
Unused or missed sessions after the sprint concludes are forfeited and non-refundable.
11. Community and Confidentiality
Participants agree to respect the confidentiality of personal stories, identities, and specific situations shared by others.
Ideas, insights, frameworks, and inspiration may be shared freely.
We may remove participants who violate confidentiality or disrupt the community.
We are not responsible for disclosures made by other participants.
12. Payments and Billing
All fees are charged in United States Dollars.
Subscriptions renew automatically unless canceled prior to renewal.
We reserve the right to update pricing with reasonable notice.
13. Termination
We may terminate or suspend access without refund if you violate these Terms, act abusively, misuse content, or disrupt the Services.
Upon termination, your access will cease, and data may be deleted after a reasonable period.
14. Disclaimer of Warranties
The Services are provided “as is” and “as available,” without warranties of any kind, express or implied.
15. Limitation of Liability
To the maximum extent permitted by law, we are not liable for indirect, incidental, consequential, or punitive damages, including loss of profits or data.
In no event shall the Company’s total liability exceed the amount paid by you to the Company for the Services in the twelve months preceding the claim.
16. Dispute Resolution
The parties agree to attempt good-faith mediation before initiating formal legal proceedings.
If unresolved, disputes shall be resolved exclusively in state or federal courts located in Lancaster County, Pennsylvania.
17. Governing Law
This Agreement is governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.
18. Notices
Official notices may be delivered via email or by posting on our website.
You are responsible for keeping your email address current.
19. General Provisions
This Agreement constitutes the entire agreement between the parties.
If any provision is found unenforceable, the remaining provisions remain in effect.
We may assign this Agreement without notice.
No waiver of any provision shall be deemed a continuing waiver.
20. Contact Information
Email: [email protected]
Phone: 17176732618
Address: 319 Red Cedar Lane, Marietta, PA 17547